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Financial management refers to the efficient and effective management of money (funds) in such a manner as to accomplish the objectives of the organization. It is the specialized function directly associated with the top management.
The term typically applies to an organization or companys financial strategy, while personal finance or financial life management refers to an individuals management strategy. It includes how to raise the capital and how to allocate capital, i.e. capital budgeting. Not only for long term budgeting, but also how to allocate the short term resources like current liabilities. It also deals with the dividend policies of the share holders.
Certified Financial Planner (CFP®) Certification Examination.
Certificate in Financial Management is provided by universities in the U.S, such as: University of California Berkeley Extension, University of California Los Angeles Extension, Boston University, Center for Professional Education, University of Florida, etc.
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